Business Loan Preparation Program

Many businesses struggle to get approved for a loan. When they do, it's usually under unreasonable terms and all around the wrong option. Unbeknownst to most business owners, a little financial and credit preparation can open up many opportunities such as qualifying for an SBA Loan.

(Without affecting your credit!)

What does the preparation program cover?

Personal Credit Building and Repair 

This includes everything from disputing allocated transactions on your credit reports as well and deploying different strategies to open up credit lines and build new records to show credit worthiness. 

Business Credit Building

This process includes opening trade-lines for your business and operating them correctly to get a perfect or near perfect Paydex score. This will open up opportunities through your business credit that you wouldn’t have otherwise, as well as mitigate personal liabilities along the way.

Here’s a checklist of items we cover additional to working your business credit:

  • Business compliance checklist to ensure proper setup
  • Assistance with updating company information with city, county and state
  • Assistance with setting up credit profiles with Dun and Bradstreet, Experian, and Equifax
  • Assistance with applying for NET 30 accounts
  • Assistance with applying for Visa, American Express and MasterCard business credit cards
  • Assistance with applying for business funding
  • Assistance with proper social media setup
  • Assistance with applying for vehicle under business name only
  • Assistance for six months of business credit coaching

Who Qualifies for this program?

(Based on American SBA previous clients)

No Credit Score Requirement

Repairing and building your credit score is part of our program, so the initial score will only change our approach.

From $10,000 Monthly Revenue

Businesses generating less than 10k a month in revenue will struggle to qualify for higher tier options.

2 Years in Business

We see a much higher success rates with businesses over 2 years old.

How do you get started with this program?

Getting started with this program is as easy as filling out our application and having a phone call with one of our specialists. From there he’ll ask you for some information and login credentials to get started with the heavy lifting.

You can find the application by clicking here.

Items you'll need:

  • Driver's License
  • Business Bank Information
  • Credit Monitoring Software
  • Signed Application

See the available business loans

Type of Loan

  • WCL and MCA's
  • Business Term Loan
  • Lines of Credit
  • SBA Loans
  • Personal Loans

Amount

  • $5,000 - $500,000
  • $25,000 - $500,000
  • $10,000 - $1,000,000+
  • $5,000 - $5,000,000
  • $5,000 - $30,000

Interest Rate

  • Starting at 1.12x >
  • Starting at 7.0% APR
  • Starting at 6.5% APR
  • Starting at 6.0% APR
  • Starting at 5.99% APR

Credit Score

  • 500 > Credit Score
  • 680 > Credit Score
  • 630 > Credit Score
  • 680 > Credit Score
  • 600 > Credit Score
  • Characteristics:
  • $25,000 - $500,0000
  • Interest Rates: 7% >
  • As Fast as in 48 Hours
  • Requires:
  • 3 Years in Business
  • 680 > Credit Score
  • Characteristics:
  • $10,000 - $1,000,000 +
  • Interest Rates Starting at 7.0% APR
  • As Fast as in 24 Hours
  • Requires:
  • 1 Year in Business
  • 630 > Credit Score
  • Characteristics:
  • $5,000 - $500,0000
  • Factor Rates Starting at 1.12x
  • As Fast as in 48 Hours
  • Requires:
  • 3 Months in Business
  • 500 > Credit Score
  • Characteristics:
  • $5,000 - $5,000,0000
  • Interest Rates Starting at 6.0% APR
  • As Fast as in 2 weeks
  • Requires:
  • 4 Years in Business
  • 680 > Credit Score
  • Characteristics:
  • $25,000 +
  • Interest Rates Starting at 5.99% APR
  • As Fast as in 48 Hours
  • Requires:
  • Consistent Personal Income
  • 600 > Credit Score

Working Capital Loans and MCA's

  • Characteristics:
  • Get $5,000 - $500,000
  • Factor Rates: 1.12x >
  • Speed: As fast as 24 Hours
  • Requirements:
  • 3 Months in Business
  • 500 > Credit Score

You'll be surprised what we can do for your business.

Know your options in just a few minutes!

What Industries can Benefit?

Virtually all industries can benefit from working capital. Some more than others, but given this product provides such flexible use-cases, opportunities arise at any situation.

Transportation Industry

Short term capital loans have proven to be a great option for the transportation industry! Funds are likely used for buying trucks, equipment, or repairs. Often a very popular option for this industry.

Retail Sales Industry

Many retail store owners require some extra capital to leverage economies of scale to take advantage of discounted prices and lower costs per goods sold!

Medical Industry

Many medical professionals that require an upgrade in their equipment or an expansion of their current operation resort to short-term capital loans. Often secure lower rates than the average.

Professional Services

Professional services often have the same issue than other independent contractors. There's a demand for work, but no capital for the required resources. This solves that issue!

Construction Industry

Contractors often have many projects ahead that are left untreated for lack of proper resources. These loans are able to bridge that gap and allow work to happen!

Restaurants and Bars

Time-in-time again we service owners with broken essential equipment. Every day without it is costing them money. This product serves useful as it is the fastest road to funds.

Our Achievements

A+ Better Business Bureau Grade We've been accredited with an A+ grade with the BBB for 4 years in a row!
Michael Wallace - Managing Director "American SBA shed light on options I didn't even know I had..."
Graciela Broward - Founder and Owner "You won't find a better and honest team of financial consultants, promise.."
Jason Malave "...this revolutionized my capital acquisition process dramatically."
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Satisfied Business Owners

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Loans Under 14% Approved

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Free Financial Audits Done

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Successful SBA Approvals

Have specific questions?

Give us a call or email us!

Find Us!

  • 2901 W Cypress Creek Rd Suite 101, Fort Lauderdale, FL 33309, United States
  • (833) 735-4800
  • submit@americansba.com

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